DSCR Loans Have Gone Mainstream — Here's What That Means If You're Buying a Rental
DSCR loan volume is up 130% since 2022 — qualifying on rental income instead of tax returns is now mainstream, not a workaround.
3 min read
Mortgage Blog
Expert guidance for business owners, investors, and complex borrowers navigating mortgage decisions — without the fluff.
Non-QM Mortgages Just Hit a Record High. Here's What That Means If You're Self-Employed.
Non-QM loans hit a record 11.3% of mortgage volume in August 2026. Here's what that means if you're self-employed or investing in rental property.
4 min read
Rates Crossed 7% — DSCR Investors Barely Noticed
The 30-year rate hit 7.22% this week. Here's why that barely moves the needle if you're financing a rental with a DSCR loan.
4 min read
Rates Dipped This Week. Here's Why Self-Employed Buyers Shouldn't Read Too Much Into It.
Mortgage rates eased this week after a bond market scare, not a real shift. Here's what self-employed and business owner borrowers should do now.
4 min read
Self-Employed? Here's How to Actually Get a Mortgage in 2026
Bank statement loans, 1099 income, and non-QM programs explained for business owners.
5 min read
Why Your Tax Write-Offs Are Hurting Your Mortgage Application
The write-off problem, the bank statement solution, and what your CPA isn't telling you.
4 min read
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